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ABSTRACT

This study is designed to explain the impact of policy implementation in achieving organizational growth with IC Global Micro-Finance Bank, Warri-Delta State. The design of this study is case study descriptive and survey in nature. The population of this study is one hundred (100) out of which fifty (50) was drawn as a sample using TARO YAMANI as a mathematical tool. Four (4) research questions were asked and simple percentage were used to analyze and verify the findings. The major findings were that policy implementation is significant in achieving organizational growth and development. Although, IC Global Micro-Finance Bank is partially lacking in this direction due to poor planning and poor leadership style, it was recommended that policy formulation and implementation remains a significant force in achieving organizational growth and development and that the management of IC Global Bank should employ qualified personnel to handle the policy formulation process of the organization as it plays a significant role in achieving the desired goal of the organization.

TABLE OF CONTENTS

Title Page             –        –        –        –        –        –        –        –        –        i

Certification                   –        –        –        –        –        –        –        –        –        ii

Approval Page     –        –        –        –        –        –        –        –        –        iii

Dedication            –        –        –        –        –        –        –        –        –        iv

Acknowledgement         –        –        –        –        –        –        –        –        –        v

Abstract               –        –        –        –        –        –        –        –        –        vi

Table of Contents –        –        –        –        –        –        –        –        –        vii

CHAPTER ONE

Introduction-        –        –        –        –        –        –        –        –        –        1

  • Background of the Study- –        –        –        –        –        –        1
  • Statement of the Problem- –        –        –        –        –        –        2
  • Objectives of the Study- – –        –        –        –        –        –        2
  • Research Questions- –        –        –        –        –        –        –        3
  • Research Hypotheses- –        –        –        –        –        –        –        3
  • Significance of the Study- –        –        –        –        –        –        4
  • Scope of the Study- –        –        –        –        –        –        –        4
  • Limitations of the Study- –        –        –        –        –        –        –        5
  • Definition of Terms- –        –        –        –        –        –        –        5

CHAPTER TWO

Review of Related Literature-  –        –        –        –        –        –        –        7

2.1     Meaning and Concept of Policy Making and Implementation –        7

2.2     Area of Policy Implementation-        –        –        –        –        –        –        12

2.3     Characteristics of Good Policies-      –        –        –        –        –        13

2.4     Overview of Policy Making and Implementation –        –        –        13

2.5     Definition of Policy-      –        –        –        –        –        –        –        15

2.6     Policy that Empower-    –        –        –        –        –        –        –        16

                 

CHAPTER THREE

Research Methodology- –        –        –        –        –        –        –        –        21

3.1     Research Design-  –        –        –        –        –        –        –        –        21

3.2     Population of the Study-         –        –        –        –        –        –        –        22

3.3     Sample Size-        –        –        –        –        –        –        –        –        22

3.4     Sampling Techniques-   –        –        –        –        –        –        –        22

3.5     Research Instrument-     –        –        –        –        –        –        –        23

3.6     Validity of Research Instrument-      –        –        –        –        –        24

3.7     Reliability of Research Instrument-   –        –        –        –        –        24

3.8     Method of Data Collection-     –        –        –        –        –        –        25

3.9     Method of Data Analysis-       –        –        –        –        –        –        25

CHAPTER FOUR

Data Presentation and Analysis-       –        –        –        –        –        –        26

4.1     Presentation of Data Analysis-         –        –        –        –        –        –        27

4.2     General Remark-  –        –        –        –        –        –        –        –        35

 

CHAPTER FIVE

Summary, Conclusions and Recommendations-  –        –        –        –        36

5.1     Summary of Findings-   –        –        –        –        –        –        –        36

5.2     Conclusion- –        –        –        –        –        –        –        –        –        37

5.3     Recommendations-        –        –        –        –        –        –        –        38

5.4     Suggestions for Further Studies-       –        –        –        –        –        38

Reference-   –        –        –        –        –        –        –        –        –        39

Appendix-  –        –        –        –        –        –        –        –        –        41

Questionnaires-    –        –        –        –        –        –        –        –        42

CHAPTER ONE

INTRODUCTION

  • Background Of The Study

All organization whether private or public needs effective policy that will help channel the achievement of the growth and development of the organization. However, these policies must be implemented in other to make it effective for the achievement of the organizational corporate goals.

 

What then is policy implementation? While policy on its part according to Olugbemis (1966-79), is seen as “a proposed or adopted course  or principle of action”, implementation is regarded as “the act of accomplishing some aim or executing some order” (Grindle, 1980). Policy implementation therefore implies the stage of policy-making between the establishment of a policy and the consequences of the policy for the people whom it affects.

 

One of the significant benefit of policy implementation is that it tends to enable an organization to achieve its desired goals and objectives.

 

Aware of the strategic importance of policy implementation to the realization of organizational growth, many organizations, IC Global Micro-Finance Bank, Warri-Delta State inclusive, are not doing enough in its direction hence thus project titled: “Relevance of policy Implementation in Achieving Organizational Growth”.

 

  • Statement Of The Problem

This research study has the following as the statement of the problem;

  1. Can policy implementation aid the growth of an organization?
  2. Can IC Global Micro-Finance Bank achieve its set objectives with its poor policy implementation process?
  • Can IC Global Micro-Finance Bank compete successfully with other organization with its poor policy implementation process?
  1. Can IC Global Micro-Finance Bank stand the test of time in a competitive environment with its poor level of policy implementation?
  2. Above all, to ascertain whether IC Global Micro-Finance Bank can achieve organizational growth where proper policy implementation is lacking?

 

  • Objectives Of The Study

The following are the objectives of this research work;

  1. To find out the place of policy implementation in organizational growth.
  2. To determine whether policy implementation can help in achieving organizational goal and objectives?
  • Above all, to find out if leadership style affects policy implementation in IC Global Micro-Finance Bank, Warri.

 

  • Research Questions

In this study, four (4) research questions are being asked thus;

  1. Is policy implementation a factor for achieving organizational growth?
  2. Does lack of policy implementation hinders the growth of the organization?
  • Is leadership style of IC Global Micro-Finance Bank responsible for its poor policy implementation?
  1. Is effective policy formulation and implementation requisite for achieving organizational growth?

 

  • Research Hypotheses

The following are the research hypotheses;

  1. There is no significant role between the envisaged or desired goal of an organization and policy implementation.
  2. Lack of policy implementation cannot hinder the growth of an organization.
  • Leadership style is not responsible for poor policy implementation.

 

  • Significance Of The Study

The research study on this subject matter must have been carried out before. However, this one is intended to fill the vacuity created and provide more insights on policy implementation in an organization.

 

This research study will be of immense benefit to personnel manager’s, employer’s of labour, trade unions and other corporate bodies.

 

The studies will equally be useful to student of public and business administration and other researcher.

 

  • Scope Of The Study

This research work is intended to cover all such areas, such as meaning and concept of policy making and implementation, area of policy implementation characteristic of good policies, overview of policy making and implementation, definition of policy, policy that empower etc.

 

This research study is delimited to cover the period between (2009-2012); three year of the operation of IC Global Micro-Finance Bank, Warri-Delta State.

 

 

  • Limitations Of The Study

In the course of writing the research work, inadequate library facilities passed some problems to the researcher. Also, the high cost of transportation involved and the high cost of getting the actual materials from the internet. The unwilling attitude exhibited by the staff of IC Global Micro-Finance Bank in giving out information contributed to the limiting factors of this research work.

 

  • Definition Of Terms

Growth: This is the process of growing, an increase in size, number, value or strength, extension or expansion.

 

Implementation: The act of accomplishing some aim or executing some order.

 

Policy: A proposed or adopted course or principle of action.

 

Bank: Jhingan (2004) defines a bank as an institution which accepts deposits from the public and in turn advances loans by creating credit.

 

Organization: Organization refers to the process of co-ordinating individual efforts to accomplish a common objective.

 

Micro-Finance: Micro-finance refers to a variety of financial services that target low-income clients, since the clients of Micro-Finance Institution (MFIS) have lower incomes and often have limited access to other financial services; these services include;

  1. Loans
  2. Savings
  • Insurance

 

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