Table of contents
Cover page
Title page
Approval page
Dedication
Acknowledgement
Table of contents
List of tables
Abstracts
CHAPTER ONE
INTRODUCTION
- Background of the Study
- Statement of the problem
- Purpose of the study
- Significant of the study
- Research questions
- Hypothesis
- Scope/ delimination of the study
- Definition of term
CHAPTER TWO
LITERATURE REVIEW
2.1 Conceptual Framework
2.2 Small scale Enterprises Development in Delta state
2.3 The Role of small scale Enterprise in Delta state
2.4 Sources of capital for small scale enterprises
2.5 Problems of small scale enterprise in improving the socio-economic well being of Delat state
2.6 Economic importance of small scale enterprise
CHAPTER THREE
RESEARCH METHODOLOGY
3.1 Design of the study
3.2 Area of the study
3.3 Population of the study
3.4 Sample of the study
3.5 Instrument for data collection
3.6 Validation of the instrument
3.7 Distribution and Retrieval of instrument
3.8 Method of data analysis.
CHAPTER FOUR
PRESENTATION OF DATA ANALYSIS
CHAPTER FIVE
SUMMARY OF FINDINGS, CONCLUSIONS, AND RECOMMENDATIONS
5.1 Summary of findings
5.2 Conclusion
5.3 Recommendations
5.4 Limitations of the study
References
Appendix A
Appendix B- Questionnaire
Abstract
The dynamic role of small scale and medium scale enterprises (SMEs) in developing countries have been highly emphasized. These enterprises have been identified as means through which the tapid industrialization and development goals of these countries can be realized. This project work explores the impact of SMEs in developing countries. This work ensured from the failure the pervades the small and medium scale enterprises. Secondary sources of data. This work revealed that SMEs can employ more than any sector. The conclusion of the study is that small and medium scale enterprises has identified to be the pivot of industrialization of any country and it facilitates sustainable growth and development.
CHAPTER ONE
INTRODUCTION
- BACKGROUND OF THE STUDY
According to Adekunle (2005), the importance of the small scale enterprises to economic development of any country whether developing or developed cannot be overemphasized.
Small scale enterprise considered to be one of the driving forces in economic development. They stimulate private ownership and entrepreneurship skill, they are feasible and can adopt quickly to changing market, demand and supply situations they also generate employment, help diversity economic activities and make significant contributions to expert and trade
According to the guidelines for accessing credit facilities for small scale enterprises in Nigeria by R.K Moruku (2002) “There is potential in small scale enterprises to create employment reduce underemployment and poverty, utilize local raw materials, output expansion and transportation of indigenous goods, promote even development and reduce income in equalities. Thus they constitute a strategic choice in industrialization and economic development, even served as a new development aid model
In view of going unemployment and poverty including the working poor in Nigeria, the indignity poverty inflicts on and threat to the survival of human kind, no efforts should be spared in nurturing, supporting and sustaining small scale enterprise in Nigeria.
1.2 STATEMENTS OF THE PROBLEM
The economy at present need diversification and expansion. Despite the fact government goals of encouraging economic along with decreasing employment and providing a well trained labour force have been activity pursued sine the re-construction period of civil war and the oil boom era. The nation however is still loosing grounds in the area of unemployment, inflation, economic stagnation and over under supply of skilled labour force
In Nigeria experts to solve its social economic problem in efficiency, it must tale a critical look at the development of the small-scale business of this development sector can be synonymous with national economic growth
The emphasis on the small business sector, was not encourage until recently and this changing emphasis was caused by some set backs presented by other sectors of the economy. It has been discovered that the public sector alone failed to significantly encourage economy growth.
This recognition informed the need of desire to examine critically the impact of small scale enterprise financing in improving the socio economic well being of the Nigeria people
1.3 PURPOSE OF THE STUDY
The purpose of this research is to investigate the impact of small scale enterprises financing in improving the socio-economic well being of the Delta state
- To examine the role of small scale enterprises in financing
- To access the problems encountered as well as the source of capital for small scale enterprises.
- To show the activities of these enterprises in terms of revenue generation
1.4 SIGNIFICANCE OF THE STUDY
This research has great importance for all enterprises such that
- It will enable small scale enterprise operator to know their impact on the socio-economic well being of the Nigerian people
- This study will also guide the operation of most large and small scale enterprises (publicity and privately owned) and since cost public companies are bow being privatize, this paper will be of immense help in their dealing with small-scale enterprises
1.5 RESEARCH QUESTION
- Does small scale enterprise play role in finance?
- Does small scale enterprise make valuable recommendations to be useful in policy making?
- Do you think small scale enterprises have any impact in the improvement of socio-economic well being of the Nigeria people?
1.6 HYPOTHESIS
The hypotheses that are tested in this study are now stated as follows:
- HO: That government does not contribute to the socio economic well being of Nigerian people
HI: That government does not contribute to the socio-economic well being if Nigerian people
- HO: that educational level does not affects diversification of business interest.
HI: educational level affects diversification of business interest
- HO: That establishment source for credit facilities from financial institution
HI: That establishment does not source for credit facilities from financial institution
- HO: Small scale enterprise should employ and retain the services of accounting officers
HI: Small scale enterprises should not employ and retain the services of officers
1.7 SCOPE OF THE STUDY
This study will cover number of small scale enterprises from 2000-2004 owned and operated by Nigerians who are single owners
Directory of small scale enterprises in Delata state in 2000 by the state ministry of commerce and industry. Asaba outlined some enterprises in delta state. Thus this research is restricted to selected small scale enterprises in Aniocha-North Local Government Area of delta state such as Pazuka enterprise Nigeria involves in a soap making, pakan universal Agencies Nigeria involved in poultry rearing. Vicmili organization involved in bakery, lucky group of designers involved in garri processing, Iweka wood workers involved in furniture making etc
This research will also deal with the impact of small scale enterprises financing in improving the socio-economic well being of the Nigerian people. This work will also look at how banks help to finance small scale enterprises activities of those businesses in terms of revenue generation and employment and income accruing to the owners.
1.8 DEFINITION OF TERMS
Impact: To have strong impression or affect on something impression could be positive or negative
Small scale enterprises: Small scale comprise those enterprises with total cost inclusive of land of above one million (N1,000000) and having manpower strength labour size of 14 and 35 workers according to E.E Onibundu (2002) on industrial trands and opportunity on page 34
Financing: Financing is the efficient and effective allocation of resources with a view of maximizing the shareholders wealth
Socio economic: Control and mgridgement of a community society or household
Economic/Psychological: To have sense of wellbeing or state of being healthy and happy.
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